Pinnacle Insurance Services

If you are new to Medicare, it’s important to understand how the program works and what steps you need to take to ensure you have the healthcare coverage you need. Here are some key things to consider:
Eligibility: Medicare is a federal health insurance program for individuals aged 65 and older. It’s also available to certain younger people with disabilities and those with end-stage renal disease. Make sure you are eligible for Medicare before proceeding.
Enrollment Periods: There are specific enrollment periods for Medicare, and it’s crucial to enroll during the right time to avoid penalties and coverage gaps. The initial enrollment period starts three months before your 65th birthday and lasts for seven months. The enrollment period for 2023 is October 15th to December 7th.